Appraisal services for Mt Pleasant and Charleston County homeowners
Top reasons South Carolina homeowners need Mike Surles RE, LLC:
We at Mike Surles RE, LLC understand the particular needs of a consumer after appraisal services. Our usual business clients understand the appraisal process and the customary documents we provide. Being a person not in the real estate field that probably doesn't see an appraisal every day, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.
For Sale by Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.
Challenging a property tax assessment
Let's say you live in a region that's going down -- your local tax assessor may have your home overvalued. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When challenging your property tax assessment, getting an expert appraisal from Mike Surles RE, LLC is your perfect weapon.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are seasoned in helping folks just like you delete unneeded PMI insurance.
Recently got a freeze to your HELOC?
Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. Mike Surles RE, LLC can help you reinstate your home equity line of credit with efficient appraisal.
We Offer Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for preciseness? We can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.